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Information provided by MI Mortgage Loan. MI Mortgage Loan is the mortgage company of choice in Michigan. As licensed mortgage brokers MI Mortgage Loan can provide the lowest interest rates on mortgages and home loans in Michigan. We shop over 250 lenders to guarantee you the best terms for refinance loans, 2nd Mortgages, Debt Consolidation, home improvement and home equity credit line loans and pre-qualifying 1st time home buyers for a MI home loan.
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Interest Rates - Buydowns
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An interest rate buydown, or step down payment as it is also called, works with the current market rates. A type of buydown often used is the two-one payment, which means that you would pay above market rates at the begining of the loan and on the later half, you would pay below the market rates. This can work extremely well if timed right. You can time it right by paying above market rates when the market percentages are very low, and then pay below when the market rates rise. Another form of buydown is the three-two-one buydown. This acts much like the two-one, but is a more gradual change. For more information on buydowns, contact your interest rate professionals MI Mortgage Loan .com
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| Refinance
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Even a small rate cut can pay off quickly! There are ways to save money refinancing. We can help if you would like to stay in the house for 1 year to 30 years. We have specific programs designed to fit your needs. Call a representative today to see what program fits you best. More MI Refinance Information
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| FIRST
TIME BUYERS |
We design our first time buyer loans to make it easy to become a homeowner. There are many programs to choose from depending on your unique situation. Some programs offer low interest rates, easier qualifying or both. Call one of our first time buyer specialists to see what fits your needs. More MI First Time Buyers Information
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| DEBT
CONSOLIDATION! |
Our debt consolidation services
can help you rest peacefully at night, by offering you
a well rounded suite of solutions, custom tailored to
fit your personal financial needs.
Our reliable and efficient debt consolidation services will assist you in taking a new step towards becoming debt-free. More MI Debt Consolidation Information
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